Legal Disclaimer

At York Risk Services Group, Inc.  (York), protecting the privacy of our clients is very important to us. It is our goal to ensure your personal, non-public information remains secure and private. Thus, York treats your personal, non-public information with respect and in accordance with our privacy policy.

 

This statement is designed to inform you of the information that York collects about you, the source of that information, the information York discloses to others, and the circumstances under which York discloses your information to others. York applies the same privacy rules to both existing and former clients. York may amend our privacy policy periodically and will send existing clients our most recent privacy policy at least annually, or as required by law.

 

While this policy may change from time to time, you can always review our current policy on-line at www.yorkrsg.com.

 

Privacy Policy

• York will safeguard any information our clients share with us in accordance with strict guidelines of confidentiality and security.
• York will not share its clients. personal, non-public information with others unless it has provided you with an opportunity to opt out of the sharing of personal information.
• York will honor an opt out request at any time and will remind existing clients of this at least annually.
• York will require any company that provides support services to adhere to York's privacy policy.
• York will keep nonpublic personal health information confidential. York will not disclose such information without your authorization, except as required by law.
• York will make every effort to keep your files complete and accurate and we will tell you how to access your information and how to notify us about errors.

 

Information We May Collect

York collects non-public, personal information about you where it is helpful and useful in providing services, and as necessary to determine your eligibility for products or services. York may collect information regarding your transactions or experience from applications with us and others and from outside companies. York may collect information from:

 

• applications, registration forms or other forms, containing your name, address, telephone number, social security number, tax identification number, email address, income, assets, policies and accounts with other companies;
• your transactions or experiences with us, such as insurance information, claims history and prominent information;
• credit reporting agencies and other companies regarding your obligations, driving record, medical claims, social security number and/or tax identification number;
• others regarding your employment, insurance coverage, finances, credit and other personal characteristics;
• hospitals, doctors, laboratories and other companies and/or professionals that provide information of your past and/or present health condition. Health information is collected as appropriate to determine eligibility for coverage, to process claims, prevent fraud, as authorized by you, or as permitted or required by law.

 

Information We May Disclose And To Whom

We may disclose the personal information we collect as follows:

 

Disclosure to Subsidiaries and Affiliates

We may disclose the personal information we collect to our affiliates for such purposes as:

 

• offering products and services to you that we feel may be of interest to you; and
• to comply with your requests.

 

Disclosure to Service Providers

 

We may disclose the personal information we collect to companies such as banks, financial service brokers and insurance agents that provide services to you on our behalf. Such services include:

 

• administrative services, customer assistance, or other such services;
• preparing, printing, and delivering statements and other documents;
• anti-fraud services; and
• software maintenance and development services.

 

Disclosure to Marketing Firms

 

We may disclose the personal information we collect to other companies with whom we have marketing arrangements to help market our products and services, and to other financial institutions with whom we have joint marketing arrangements to offer or endorse financial products.

 

Disclosure to Other Companies

 

We may disclose the personal information we collect to other companies for marketing purposes. These other companies are non-York affiliates who may want to offer their products and services to you.

 

Other Disclosures

 

We may disclose personal health information we collect to determine eligibility, process claims, prevent fraud, and as authorized by you or as otherwise allowed or required by law. We may disclose the personal information we collect as authorized by you or as allowed or required by law.

 

Information this WEB Site Gathers/Tracks

 

As you browse the site, our servers collect information about your visit, not about you personally. Via Web server logs, we monitor statistics such as:

 

• How many visits our site logs
• Which pages are visited on our site
• From which domains our visitors come from (e.g., yahoo.com or aol.com)
• Which browsers people use to visit our site

 

While we gather this information, none of it is associated with you as an individual. We use these statistics to improve our Web site, to monitor its performance, and to make it easier for you and other visitors to use.

 

Organizational and Personal information you knowingly give us

Within www.yorkrsg.com, you may be asked to give us personal or organizational information in order to or receive information about a product or service. This information may range from your generic zip code, to your specific phone number, e-mail address, organization URL and mailing address.

 

Use of the Information this Site Gathers/Tracks

 

• Your IP Address and Host Name
• • Our Web sites log Host Names (and IP addresses when the Host Name is not available) for systems administration and security purposes. These logs are monitored and analyzed to maintain systems and information security and allow us to constantly improve the value and the availability of the Web content.
• Forms
• • The registration forms require users to give us accurate contact information (like name and email address) and references that help us better serve you. Your name and email address may be used to send you information about our company, updates, and newsletters. You may always remove your name entirely from databases.
• Cookies
• • A cookie is a small, encrypted data string our server writes to your hard drive that contains information about your interaction with a web server. We presently DO NOT use cookies.

 

Sharing of the Information this Site Gathers/Tracks

 

The information you submit to us via this web server is never shared with any third parties unless it is necessary to complete your request, or as required by law.

 

• Information Security
• • We have security measures in place to protect the loss, misuse and alteration of information under our control.
• Links to Other Sites
• • Our Web site contains links to other Web sites. Please be aware that our privacy policy does not apply to these other sites.

 

Correcting/Update Policy

If you would like to correct and/or update information we have about you, please contact us.

 

For more information or questions regarding our Privacy Policy, please contact us at 1-800-259-8388 or you can write to us at:

 

York Risk Services Group, Inc.  (York)
Attn: Privacy Practices
1625 West Causeway Approach
Mandeville, LA 70471

No part of this system may be reproduced in any form or by any electronic or mechanical means including information storage and retrieval systems without written permission. Third parties’ trademarks and service marks are the property of their respective owners, and may be registered in the U.S. and/or other countries. York claims no affiliation or association by their use.

 

Within Terms of Use:

Restrictions On Use Of Materials

This website is owned and operated by York Risk Services Group, Inc. ("York"). Except as otherwise expressly permitted by York, no materials from this[website/application] or any website or application owned, operated, licensed or controlled by York may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed [on this website/within this website] for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content [of this website/contained within this application] for public or commercial purposes, including the text, images, audio, and video, without York’s prior written permission.

York provides no warranty or representation regarding whether your use of materials[displayed on this website/contained within this application] will infringe the rights of third parties not owned by or affiliated with York.

 

Trademarks

All trademarks, services marks, trade names, logos, and icons ("trademarks") are proprietary to York, except as otherwise provided herein. Nothing contained [on the website/within the application] should be construed as granting, by implication, estoppels or otherwise, any license or right to use any trademark [displayed on this website/used in this application] without the written permission of the trademark owner. Your use of the trademarks [displayed on this website/used in this application], or any other content [on this website/in this application], except as provided herein, is strictly prohibited.

 

Copyrights

York owns the copyright in, or has permission to use, all of the materials on this website, including without limitation all images, text, code, audio, video and audiovisual content. The use of these materials by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of this content may violate federal and state law, including intellectual property law, the laws of privacy and publicity, and/or other statutes and regulations.